Jakarta, CNBC Indonesia – Death no one knows. In unexpected situations a person may die.
Often the question is, what happens when a customer dies but because living alone, the money he has saved has never been claimed by an heir?
Even though it sounds rare, it is not impossible that this case will happen. And it is also very likely that the bank does not know about the death of its customer because the customer does not have family or close friends.
So what's going on with the customer's money? Does the money automatically belong to the bank? Let's look at the review from a legal perspective.
If no one can prove that he is the legal heir, then the assets in the form of savings will become abandoned (unmanaged) assets.
Article 1127 of the Civil Code states that:
“The Inheritance Agency, according to the law, is obliged to take care of every unmanaged inheritance that is open in its area, regardless of whether the assets are sufficient or not to pay off the heir's debts. The Center, when starting to carry out the management, is obliged to notify this matter to the Prosecutor's office at the Court “In the event that there is a dispute regarding whether or not an inheritance will be managed, the Court will make a decision without a trial at the request of an interested person or on the advice of the Prosecutor's office.”
Maybe some of you are curious about when inherited assets can be called neglected assets. So Article 1129 has provided the answer.
“If after the expiry of three years from the time the inheritance was opened, no heirs appear, then a final calculation must be made to the state, which has the authority to temporarily control the inheritance.”
[Gambas:Video CNBC]
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(mij/mij)