Jakarta, CNBC Indonesia – The ongoing month of Ramadan provides the right momentum to peek into various useful activities. Starting from fasting, to gathering with loved ones and old friends.
However, the momentum of Ramadan is not only for establishing ties of love. But also for shopping and investing. In this blessed month, the circulation of money in society is greater than in previous months.
This means that at this time, instead of being more frugal because of fasting, people are actually spending more or spending more money. This also has a domino impact because it is increasingly turning on the wheels of the economy.
This also makes the economy more enthusiastic and grows faster, this is reflected in inflation records from the Central Statistics Agency (BPS). In February 2024 there will be year on year (yoy) inflation of 2.75%, this annual inflation is still within the government's target range of 1.5%-3.5%. This means that the economy is still running well and continuing to grow.
With a stable inflation rate below 3%, it is supported by optimism about Indonesia's economic growth and an increasingly conducive political situation. Apart from boosting the country's economy, the month of Ramadan is also the right momentum to 'restart' the wheels of the personal economy by investing.
At this time, sharia mutual fund instruments could be your choice because the returns are quite promising, while still implementing sharia principles. Until the end of February 2024, the NAV of mutual funds was recorded at IDR 495.79 trillion with a net redemption of IDR 16.72 trillion.
Sharia mutual funds are an investment instrument that is increasingly popular among beginners who want to combine Islamic financial principles with long-term financial goals.
In fact, this mutual fund has unique characteristics and strict regulations that must be adhered to in accordance with Sharia law. For those of you who are looking for sharia mutual fund instruments, you can choose to invest in Prosperous.
Makmur is a platform that operates in the Mutual Fund Securities Selling Agent (APERD) sector and is supervised by the Financial Services Authority. There are many types of mutual funds that you can find on Makmur.id, one of which is sharia mutual funds.
The prosperous application has a “Shariah mode” that can be set on the customer's account. After changing the sharia mode, the product watchlist will display all sharia products, to make it easier for customers who want investments that comply with sharia principles.
One of the selected products on the Makmur application is the Sucorinvest Sharia Balanced Fund, with a return of 7.45% YOY for the period 13 March 2024. A mixed type mutual fund product with the majority of its portfolio being sukuk. The growth was also higher than the benchmark, the Infovesta Sharia Balanced Fund Index.
The Sucorinvest Sharia Balanced Fund Mutual Fund aims to provide optimal investment results in the medium or long term, through investments in accordance with the Investment Policy and Sharia Principles in the Capital Market listed on the Sharia Securities List (DES).
There is also an RDPT product, Star Stable Amanah Sukuk, which has provided positive performance, around 2.57% since its launch on 8 Nov 2023. With an allocation of 80%-100% to sukuk and fixed income sharia securities, both local and global, and 0%-20% to the domestic sharia money market or sharia deposits, this product offers a balanced portfolio of income and security.
Isn't it interesting, plus there is currently a promotion, namely a Weekly Bonus with a total of up to IDR 50 million being offered by the Makmur Application.
So what are you waiting for? Come on, invest in sharia mutual funds through Makmur!
[Gambas:Video CNBC]
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