Jakarta, CNBC Indonesia – Everyone has the opportunity to develop financially. However, sometimes quite a few of them are trapped in bad thoughts, which can endanger their finances.
Bad thoughts usually arise because they are believed within oneself. It is very likely that these thoughts arise due to trauma, failure, or life realities that do not match expectations.
Ramit Sethi, author of 'I Will Teach You To Be Rich', reveals three that could harm your personal finances in the future. For Sethi, small changes in the way you think about money can change your life for the better.
Here are three bad thoughts that can harm finances, according to Sethi in CNBC Make It quoted Friday (9/2/2024):
– Money is not an appropriate topic to talk about
Sethi emphasized that people often avoid talking about finances, especially in the United States (US). However, to achieve financial success, it is important to be comfortable talking about money with both yourself and your partner.
Addressing this topic is an important part of building a healthy relationship with money, allowing you to make wise financial decisions.
– Your financial 'script' is impossible to change
Our understanding of money is influenced by our financial background. Everyone has thought patterns that have been formed since childhood regarding money, which can influence financial habits as adults.
It is important to be aware of the financial “scripts” that have become ingrained in our minds and, if necessary, create new, healthier scripts for the future.
– Investments are only for rich people
Sethi emphasized that investing is not something exclusive to the rich. Even with limited income, you can start the investment process with small amounts. Accumulating wealth takes time, persistence, and discipline.
“Don't delay investing because you think it's only for rich people. Investment is one way to build wealth over time,” he said.
By becoming aware of and changing these thoughts, you can improve your personal finances and achieve greater financial success in the future.
[Gambas:Video CNBC]
Next Article
ONIC Vior This message is for the Young Generation
(dce)